Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
Quality Business Insurance for the Dallas/Fort Worth Metroplex
Every business of any shape or size needs a strong commercial insurance package. Even more important is your need to tailor your policy in a way that offers a high degree of protection for your particular enterprise at an affordable cost.
At Abacus insurance, we provide quality commercial insurance packages backed by multiple industry-trusted carriers. We don’t earn your business through sales tactics, but rather through earning your trust. Our job is to help you build the perfect commercial insurance package so that you’ll always have protection against any number of hazards that might strike your business.
For a fast policy quote, click here or reach out to one of our agents by calling (972) 600 – 8460.
More About Business Insurance
Every business faces property damage and other loss risks that could occur on the premises at any time. These liabilities can be both unexpected and extremely costly. However, if you have the appropriate business insurance in place, you’ll have a resource to afford the recovery costs from these accidents.
What does business insurance cover?
You never know what type of accident might strike your business. Fires, severe weather, vandalism, theft, customer lawsuits and a variety of internal hazards might arise at any time. Should this occur, you can use your business insurance to cover your costs, provided you have the right coverage in place.
Industry risks, business sizes and liabilities vary considerably, which is why most businesses must carry several types of business insurance. Some of the most essential to buy include:
Property Insurance: Damage to your business contents, inventory and owned structures will have coverage under this policy.
General Liability Insurance: When the business is at fault for property damage or bodily injuries of others, such as injuries of customers, then this coverage can pay that person for their losses.
Business Interruption Insurance: Your business interruption policy can help you cover lost income and other operating expenses that might arise following hazards in the business.
However, you should also increase your coverage by investing in further coverage, such as:
Equipment Breakdown Coverage
Commercial Auto Insurance
Workers’ Compensation Insurance
Errors & Omissions Insurance
Cyber Liability Coverage
Employment Practices Liability Insurance
Directors & Officers (D&O) Insurance
Commercial Umbrella Coverage
What insurance do I need for a small business?
As a small business owner, you’ll want to have a business insurance policy that is both easy to manage and affordable. Often, your solution is to buy a business owners policy (BOP).
When you buy a BOP, you receive property, general liability and business interruption insurance in one package and you only pay one premium. However, you can generally augment your BOP with endorsements and buy supplementary policies to better craft your coverage to meet your needs.
What does business insurance cost?
There are many variables that can impact the cost of your business insurance package. The size of your payroll, your location, your coverage choices and the liabilities present in your industry might all impact how much you wind up paying. However, by working with your Abacus Insurance agent, you can review your policy options to determine what you need to do to make the right choice of coverage.